You deserve a place to grow and call your own.

Buyers

When you’re buying your first home, you can be easily overwhelmed by the process. There are so many details that have to be considered and making sure you don’t miss anything is crucial. Working with Gloria will help you through every step of the process, from your first offer all the way to closing day.

Renters

Unlike owners, renters do not incur any maintenance or repairs bills and they don’t have to pay property taxes. Renting typically requires a one-month security deposit, while a homebuyer is required to make a substantial down payment, which is typically around 20% of the property’s value. Generally speaking, renters also enjoy lower utility bills, greater flexibility in where they live, and access to amenities like a pool or fitness center that might otherwise be prohibitively expensive.

Mortgage Financing

Obtaining a mortgage is a crucial step in purchasing your first home. Lenders will begin by evaluating your creditworthiness and your ability to repay based on your income, assets, debts, and credit history. As you choose a mortgage, you’ll have to decide between a fixed or floating rate, the number of years to pay off your mortgage, and the size of your down payment. Conventional loans are mortgages that the government does not insure; so depending on your circumstances, you may be eligible for more favorable terms through an FHA, VA, or other government-guaranteed loans.

Homes To Buy

Homes To Buy

You deserve a place to grow and call your own.